It is still a bit up in the air if I am going to be able to go home for Christmas this year.
It kind of depends on how the market does over the next few weeks as my money is sitting in there and is way down right now.
I really don’t want to touch it now because I will lose a lot of money, especially if it goes up before Christmas like I’ve seen many times. Maybe people get excited around then, as the holidays are approaching, and spend more money on things like stocks and bonds for HVAC companies and other tech sectors. The local businesses usually get busier and people fall in debt like they did the year before. Luckily, I have no more credit cards to put me in debt and my job at the cooling supplier pays all of my bills. I don’t ever want to be in debt again after all the debt I accrued several years ago from shopping too much. I was buying HVAC systems and cars and all kinds of things for my house that I really didn’t need. I think it was just out of boredom from working at the same HVAC contractor year after year and not growing as a person. Now I focus more on doing things I love instead of shopping for mini split AC units in the middle of the winter. I would buy them in the winter and think that I would use it the following summer, when in reality I never did use it. I guess we learn as we go.